How Can Bankruptcy Help?
Your creditors want to feel like even considering the possibility of pursuing bankruptcy protection makes you a bad person and somehow indicates that you are a complete and utter financial failure in life. Our Washington State bankruptcy attorneys are here to tell you that this is completely ridiculous!
In fact, nothing could actually be further from the truth. The state and federal bankruptcy laws were specifically enacted to provide honest and hard working people with a fresh financial start after they have fallen difficult financial times. And, in today's economy, who isn't struggling.
Here's the real truth. Your creditors know that if you are able to qualify for bankruptcy debt relief, there is a very good change that they will never see another hard earned nickel of your money. Our bankruptcy attorneys are very skilled at qualifying people for bankruptcy and ensuring that their bankruptcy filing is successful.
The banks, credit card companies, and those terrible bill collectors that harass you and your family day and night are hoping and praying that you remain ignorant of your legal rights and debt relief options. We are a debt relief agency and our Washington State bankruptcy lawyers are here to fight for you and your family.
Many clients are understandably anxious when they first call our bankruptcy offices. They want to know how filing for bankruptcy can help them and their family. They want to know what bankruptcy can do for them personally.
In most cases, they are somewhat surprised to learn from one of our Washington bankruptcy lawyers that seeing protection under the Bankruptcy Code can turn their entire financial life around, often within a matter of months. It's true. If you qualify, filing for bankruptcy can literally perform financial miracles.How can a Washington State bankruptcy help?
A bankruptcy can free up income that you are currently paying to creditors.
A bankruptcy can stop collector calls, stop lawsuits and garnishments, stop foreclosure and repossessions, and other collector actions. This is because filing a bankruptcy puts you under the protection of the Bankruptcy Court as soon as you file.
You can discharge and wipe out credit cards, medical bills, HOA dues, old income taxes (in certain specific circumstances), judgments, and other debts.
You can file a Chapter 13 and save your house from a foreclosure, by catching up on missed payments over three to five years.
A chapter 13 plan can pay back traffic tickets or discharge bills from auto accidents, and help you get your license back.
A chapter 13 can also often “cram down” to current fair market value the amount you pay for your car or truck, and even reduce the interest. Get with one of our Washington bankruptcy lawyers to learn more about your debt relief rights and options.
Our personal bankruptcy lawyers offer a free, no obligation initial consultation because we want you to be able to make a truly informed decision about your financial future.