Medical Bills in Olympia

The number-one reason why people in Washington State file for bankruptcy is medical bills. Debt incurred from an injury or illness is usually unexpected and can quickly cause irreparable damage to your finances. Even having health insurance is no guarantee against out-of-control medical debt, because high copays and deductibles are all too common in the US. If you earn just enough money to get by, medical bills make it impossible to ever get caught up.

If you're facing large amounts of medical debt with no idea how you'll ever pay it off, contact one of our Olympia bankruptcy attorneys to discuss your options. A doctor or hospital helps you restore your physical health, but it's also important to acknowledge your financial health. Bankruptcy may offer you a chance to eliminate medical bills and get a fresh financial start.

• Medical bills are unsecured debt, and may be completely discharged via bankruptcy
• In Olympia, "medical bankruptcy" does not exist, even though medical debt is the number-one reason people file for bankruptcy
• Bigger hospitals and clinics may agree to treat you after the discharge of your debt, but smaller ones may not
• If your medical bills are the result of an injury, and you can sue the responsible party for damages, you must tell your court-appointed trustee ahead of time

Injuries and illnesses can befall anyone, and the debt they incur can be life-changing. Even people with perfect credit who have never missed a payment on a bill can suddenly find themselves with unmanageable debt through no fault of their own. If medical bills are making it impossible for you to get healthy financially, contact one of our bankruptcy lawyers in Olympia and find out how to end the unrelenting cycle of debt.

Bankruptcy is cause for neither embarrassment nor shame. Debt relief laws were created by the government to help people recover from financial emergencies. Bankruptcy laws make it possible for people burdened with heavy debt to find relief. They can then become active consumers once again, which is vital to the economic health of the entire country. Bankruptcy allows you to legally eliminate medical bill debt by hitting the financial reset button.

If you sustained injuries in an accident caused by someone else's negligence, you may be able to sue them for damages. Any settlement negotiated in this situation is considered an asset when you file for bankruptcy. You must fully disclose all of this information to your trustee after filing for bankruptcy, and failure to do so could lead to a bankruptcy fraud criminal charge. When you speak with your Olympia medical bill debt relief lawyer, be sure to reveal any relative information so that they can advise you on how to proceed.

If you like your current doctor and your debt to them is discharged upon completion of your bankruptcy, you can pay them back out of your own pocket. The law allows the trustee to recover this money from the doctor within 90 days, if the amount you pay them is over $600. For this reason, you may want to wait before making any payments to a trusted medical provider.

Many bigger hospitals and medical facilities will keep treating you after your debt to them has been discharged , but smaller doctor's and dentist's offices may not. If your medical condition requires ongoing care from a particular doctor or clinic, you may want to talk to them before you file for bankruptcy.

If medical bills are making it impossible for you to get by financially, our Olympia bankruptcy lawyers can help you explore ways to eliminate this debt forever. Put an end to debt, and enjoy a healthy financial prognosis with help from our professional Washington attorneys.