Wage Garnishments in Federal Way

Wage garnishment due to outstanding debt can cause your financial problems to spiral out of control. If a lender is attempting to garnish your wages via a lawsuit, you are probably already having significant financial troubles. A successful lawsuit could mean losing up to 25% of every paycheck, which will make it difficult if not impossible to ever get caught up with bills.

Our Washington State bankruptcy attorneys can put a stop to wage garnishment and any related lawsuits immediately. Responding to the lawsuit should be your first priority. This will buy you a little time to figure out a plan and call our law office to find out whether you qualify for bankruptcy. If so, one of our Federal Way bankruptcy attorneys can petition the federal court on your behalf.

• Our King County bankruptcy lawyers can stop wage garnishment in most situations
• If you're being sued for wage garnishment, don't wait another minute to respond
• If you ignore a lawsuit, a creditor could receive a judgment in as little as two weeks
• Bankruptcy is an opportunity for a fresh start, so get help from our Federal Way wage garnishment lawyers

Debt collection agencies often try to intimidate people who fall behind on bills. They will call you relentlessly during the day or night for payment, even trying to convince you that your credit will be ruined if you file for bankruptcy, but nothing could be further from the truth. Money problems can happen to anybody, and the reason bankruptcy laws were created is to help hard working people find relief from insurmountable debt.

The economy actually benefits when your finances are stable, because you can become an active consumer once again. Wage garnishment lawsuits for unsecured debt add insult to injury, and can make it impossible to recover financially without taking drastic action. If you're struggling to pay bills, wage garnishment can be the catalyst that causes you to lose your car, your home, and even lose hope.

If you're being sued for wage garnishment in Federal Way, file an answer with the court and make sure you're not being overcharged. If a creditor's lawsuit is successful it could mean losing up to 25% of your earnings. However, your social security, unemployment compensation, and other forms of public aid are exempt.

If you're financial situation is poor enough that you're being sued, it's possible you've already looked into bankruptcy. Losing 25% of your paycheck every week may make it impossible to ever put a dent in your bills, especially when much of it may be paying the creditor's attorney fees and interest instead of your balance. If your bank account starts being garnished before you file for bankruptcy, the creditor may be able to keep the money, so don't delay.

If your wages are already being garnished, our King County bankruptcy lawyers may still be able to help. When we petition the bankruptcy court in Washington State, all wage garnishment must immediately stop. Your attorney may also be able to any recover wages that were garnished during the previous 60 days.

Wage garnishment lawsuits can be one of the most financially devastating tactics used by debt collectors. If you would like to hit the financial reset button, filing for bankruptcy may be the answer you've been looking for.

Contact one of our Federal Way wage garnishment lawyers for a free consultation. End the harassing phone calls and stop all debt collection, including wage garnishment, with help from our experienced King County lawyers.