Medical Bills in Bellevue

Most personal bankruptcies in the US are the direct result of medical bills. The number-two most common reason people file for bankruptcy is due to reduced income, which may be partially attributed to missing work due to illness or injury. Irresponsible financial behavior seldom has anything to do with filing for bankruptcy because having health insurance is no guarantee against expensive medical bills. High deductibles and copays can result in tens of thousands of dollars in medical bills, which can generate monthly bills that many honest, hard working people simply can't afford.

If you're facing insurmountable debt because of medical bills, contact one of our Bellevue bankruptcy lawyers for a free consultation. You may feel like your doctors or health care providers are deserving of the money you owe them because of the quality of your treatment, but it's also important to acknowledge your financial health. Now is the time to review your options.

• Medical bills are an unsecured debt, and always dischargeable in bankruptcy
• In Washington State, "medical bankruptcy" does not exist, but the majority of bankruptcies are the result of medical debt
• Many large hospitals will continue to treat you after your medical debt is discharged via bankruptcy, but smaller ones may not
• If your medical debt was incurred because of injury suffered due to another person's negligence, and you can sue them, you need to reveal this information

Some events in life are out of your control, and accidents, injuries, and other health issues certainly qualify. Anyone can suddenly find themselves facing a pile of medical bills with no hope of every being able to pay them off, even if they've always maintained perfect credit. This is not something that should embarrass you, and you can take steps to get back in the black financially. Contact one of our King County bankruptcy attorneys today and find out how you can wipe out medical bills.

The federal and state government developed bankruptcy laws so that people who are struggling financially can once again become active players in the nation's economy. Bankruptcy relief is an opportunity to hit the financial reset button, eliminate medical bills and other unsecured debt, and remove the stress of creditor harassment.

If your medical debt was incurred due to an accident or injury that was someone else's fault, and you can sue them for damages, this is considered an asset when filing for bankruptcy. You must fully and accurately reveal all of this information to your trustee, and any failure to do so could result in being charged with bankruptcy fraud. If this applies to you, go over the details with your Bellevue medical debt relief lawyer.

If you have fondness for your primary care doctor or surgeon, and your debt to them is ultimately discharged, you can choose to pay them voluntarily out of your own pocket. Keep in mind that the trustee can recover payments to your doctor within 90 days if the amount is over $600, so you may want to consider waiting.

Most large hospitals and other medical facilities will continue to treat you even after your debt to them has been discharged via bankruptcy. Smaller doctor's and dentist's offices may choose not to. If not being able to see your doctor could aggravate your medical condition you may want to talk to them before filing for bankruptcy.

If medical bills have you struggling to make ends meet, our Bellevue bankruptcy attorneys can help you explore your options and determine the best course of action. Contact our law office in King County today and find out more about how our lawyers can help.