Chapter 7 in Everett

Falling behind on your monthly bills doesn't give anyone the right to treat you like you've failed as a human being. If crippling debt is making it impossible for you to see the light at the end of the tunnel, Chapter 7 bankruptcy offers a way to hit the reset button on your finances, rebuild credit, and stop harassment from unscrupulous debt collectors.

Chapter 7 bankruptcy laws were created by the federal government to help hard-working people eliminate debt in its entirety. The goal of Chapter 7 bankruptcy is to provide you with a clean financial slate so that you can once again become a contributing member of our consumer-based economy.

Requiring financial help doesn't make you a failure. Talk to one of our debt relief lawyers in Snohomish County today, and put your money problems in the past for good.

• Filing for Chapter 7 bankruptcy in Washington State allows you to eliminate almost all unsecured debt, including medical bills and credit cards
• The entire Chapter 7 bankruptcy process almost always takes less than 120 days
• When your Washington bankruptcy is completed, your credit rating immediately starts to improve
• Your Everett bankruptcy attorney will petition the court to stop all wage garnishments and contact from debt collectors

Creditors often sell unpaid debt to collection agencies for pennies on the dollar in as little as three months after the it becomes delinquent. These debt collection companies employ a number of questionable tactics in an attempt to squeeze every penny from hard-working people that likely fell behind on bills through no fault of their own.

These methods often work because debt collectors often try to make people feel like they are failures, or harass them to the point they lose all hope. Some may even threaten to contact your family members or place of work. These scare tactics can make your life a living nightmare to the point where you dread the sound of your phone ringing.

Most people have little knowledge of their legal rights when it comes to debt issues, and you are likely in the same boat. Our Everett bankruptcy attorneys can put an end to creditor harassment, which is just one reason debt collectors hate us.

The vast majority of people that contact our legal team for relief are honest people who fell behind on bills. Some of them were laid off without warning and didn't have enough money in their savings to fall back on. Others got sick or were injured in an accident and were suddenly inundated with piles of medical bills. Whatever the reason for incurring massive debt, it usually makes better sense to start over than it does to get caught up in an endless cycle of debt where you have no chance of ever getting back in the black.

Filing for Chapter 7 bankruptcy in Everett is a way to put most of your debt problems in the past. As soon as one of our Washington State bankruptcy lawyers petitions the court for bankruptcy on your behalf, all collections must stop. Even lawsuits, wage garnishments, phone calls from creditors, car repossessions, and foreclosures immediately come to an end.

Contact our law office for a free consultation and discover whether filing for Chapter 7 bankruptcy is right for you. If you're struggling financially and below the median household income in Washington, you will likely qualify. Filing for Chapter 7 bankruptcy is surprisingly affordable, and we can work with you to make sure you're able to take advantage of this powerful legal tool.

We've helped countless people just like you get a fresh start and put an end to debt. Don't let the unfeeling actions of debt collectors keep you from making a decision that can improve your life in countless ways. Our Washington State Chapter 7 bankruptcy lawyers will shield you from creditor's attacks, protect your legal rights, and always be available if you have questions or concerns.